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It Pays To Know Your Options
There are a number of ways for homeowners to pay off their mortgage faster. Kevin Lutz looks at the available choices. Kevin Lutz, regional manager, mortgage specialists, Royal Bank of Canada Most...
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The Way to Protect Your Purchasing Power
Pre-approval of a mortgage has the advantage of locking in today’s low interest rates while giving homebuyers time to look around. BY KEVIN LUTZ It is inevitable – interest rates will eventually go up....
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Coming Up With the Cash
There is more than one way to pay for that new bathroom or kitchen upgrade – consider some of these financing options. BY KEVIN LUTZ A home renovation project can represent a large investment of your...
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To Lock or Not
Is this the time to lock in your mortgage interest rate? Should you choose a fixed or variable rate? Kevin Lutz looks at the options. Kevin Lutz, regional manager, mortgage specialists, Royal Bank of...
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Be Ready With Pre-Approval
Are you about to approach your bank for a mortgage? Here are some helpful tips so you can be prepared. BY KEVIN LUTZ A pre-approved mortgage puts incredible power in your hands. You’ll know how much...
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Primed To Renew
Homeowners renewing their mortgage now have the opportunity to lock in at historically low rates and pay off the mortgage much sooner. Many of you will be renewing your mortgage in 2012. If your...
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Live Within Your Means
First-time buyers should do homework before taking plunge According to recent RBC Royal Bank research, 67 per cent of Canadians between the ages of 18-34 are looking to purchase their first home within...
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Will Rate Hikes Hit By The End Of 2012?
Don’t panic; expect the Bank of Canada to be cautious when evaluating an increase BY KYLE GREEN When will the Bank of Canada raise rates? Bank of Canada governor Mark Carney surprised few with the...
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‘Buy Now’ Wins Over ‘Wait A While’
The latest poll taken by the Royal Bank finds the ‘overwhelming majority’ of Canadians remain confident in home ownership. Kevin Lutz, regional manager, mortgage specialists, Royal Bank of Canada An...
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Knowledge Key For First-time Homebuyers
Realizing financial options and how much can be spent is essential for those in the market Searching for your first home is exciting, but can also be overwhelming, both financially and emotionally. You...
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Financing a home deal: What the new rules mean to you
BY KYLE GREEN On July 9, federal Finance Minister Jim Flaherty’s latest round of new mortgage guidelines kicked in. Shortly after, the Office of the Superintendent of Financial Institutions announced...
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Short-term strategy for long-term stability
British Columbians continue to carry the largest mortgages in Canada, so it’s no surprise that choosing the right mortgage term and options is very important. With the uncertainty of where interest...
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Debt is the key to your new home
Qualifying for your mortgage – be careful with those credit cards Kevin Lutz, regional manager, mortgage specialists, Royal Bank of Canada There is a lot of focus on consumer debt lately, and for good...
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Strategies To Consider For 2013
Whether you are buying a new home, refinancing or simply renewing, there is much to consider if you are in need of a mortgage in 2013. In no particular order, what will be important to you in the...
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Ten common mortgage mistakes
Knowing about possible snags ahead of time will make it easier to apply for that mortgage. Kevin Lutz, regional manager, mortgage specialists, Royal Bank of Canada Becoming a homebuyer and applying for...
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Thorns among roses in U.S. housing picture
Here at home, it may be time for the federal finance minister to consider raising the mortgage-amortization period back to 30 years Peter Simpson When it comes to the state of the economy, the folks...
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When more means less
The more you put into your down payment, the more you’ll save in interest and the less your house will cost in the end. Saving for the down payment, or that portion of the purchase price that you pay...
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Choose The Right Expert
Sound advice and solutions from a specialist are an essential part of buying a home. Kevin Lutz, regional manager, mortgage specialists, Royal Bank of Canada You may think that choosing a mortgage...
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TIPS FOR A SMOOTH MOVE
Good preparation is key to handling the challenges involved in moving into your next home. Kevin Lutz, regional manager, mortgage specialists, Royal Bank of Canada For some people, it’s hard to say...
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The money goes up front
Be financially prepared when purchasing your first home Kevin Lutz, regional manager, mortgage specialists, Royal Bank of Canada According to RBC’s latest poll, more than half of British Columbians...
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